Where we operate
Sight Solutions Group accepts new enrollments only in states where it and the licensed provider administering your program hold any licence or registration that state requires. We do not accept enrollments from residents of states where we are not licensed or registered, or where for-profit debt settlement is restricted in a manner incompatible with our program.
Availability is confirmed on your first call, before we take any information from you. If we cannot lawfully serve your state, we will say so and point you to nonprofit credit counseling, your state's consumer resources, or a licensed attorney. Your state of residence at the time of enrollment controls, not the state where a creditor is located.
Fee limits and cancellation rights vary by state
State law, not our preference, sets the ceiling on what a debt settlement program may charge and how long you have to cancel. Those limits differ substantially:
- Some states cap the program fee by a statutory formula rather than a flat percentage of enrolled debt.
- Some restrict when a fee may be collected, beyond the federal Telemarketing Sales Rule standard.
- Some require a specific fee-disclosure format in the contract itself.
- Cancellation windows range from three business days to ten calendar days, and several states require the cancellation notice to appear in a prescribed form.
- A number of states prohibit or heavily restrict for-profit debt settlement altogether.
The exact fee, cancellation right, and disclosures that apply to you are stated in your written program agreement before you sign it, and they reflect the law of your state of residence. Ask for that agreement and read it before enrolling. If any figure on this website conflicts with your agreement, the agreement controls.
To confirm what applies in your state before you speak to anyone, contact your state attorney general's consumer protection division, or email info@sightsolutionsgroup.com and we will put it in writing.
State-specific consumer notices
Debt settlement is governed by state law as well as federal law, and several states give you rights or protections that go beyond the federal baseline. The notices that apply to you are reproduced in the program agreement you receive before enrolling.
California residents
Debt settlement services are not a loan. Sight Solutions Group is not a lender, a law firm, or a credit repair organization, and does not provide credit repair services as defined by California Civil Code § 1789.10 et seq. For information about your rights under the California Consumer Privacy Act — including the right to know, delete, correct, and opt out of the sale or sharing of your personal information — see our Privacy Policy.
Uniform Debt-Management Services Act states
A number of states, including Colorado, Delaware and Virginia, have adopted the Uniform Debt-Management Services Act. In those states a debt-management services provider must be registered and bonded, you have a statutory right to cancel within a period stated in your agreement, and you are entitled to a refund of amounts held on your behalf. Individual counseling is available and your state can provide a list of approved counselors. Ask us which registered entity would administer your program and for its registration number before you enroll, and verify it with your state regulator.
New York residents
Sight Solutions Group is not a budget planner as defined by New York General Business Law Article 28-B and does not provide budget planning services to New York residents. Debt settlement services offered to New York residents, where offered at all, are limited accordingly. Consult the New York State Department of Financial Services at dfs.ny.gov.
North Carolina residents
North Carolina General Statutes § 14-423 et seq. prohibits debt adjusting for compensation in North Carolina. We do not accept enrollments from North Carolina residents. We encourage you to contact a nonprofit credit counseling agency through nfcc.org or the North Carolina Department of Justice at ncdoj.gov.
Pennsylvania residents
The Pennsylvania Debt Management Services Act limits the provision of debt settlement services for compensation. We do not currently accept enrollments from Pennsylvania residents. Contact the Pennsylvania Department of Banking and Securities at dobs.pa.gov for licensed alternatives.
Texas residents
Debt management services in Texas are regulated under Chapter 394 of the Texas Finance Code. Complaints may be directed to the Office of Consumer Credit Commissioner, 2601 North Lamar Boulevard, Austin, Texas 78705, (800) 538-1579, occc.texas.gov.
Other notice states
Minnesota, Vermont and a number of other states require additional statutory notices — contract language, fee schedules, trust account requirements, and prescribed cancellation forms. Where they apply, they are reproduced in full in the program agreement provided to residents of those states.
Licensing, registration, and bonding
Debt settlement licensing is issued at state level, and requirements differ from state to state. Where a state requires a licence, registration, or surety bond for the program you are offered, that licence is held by the provider administering the program.
Before you enroll, ask us in writing which entity holds the licence in your state and what its registration number is. We will tell you, and you can verify it directly with your state regulator rather than relying on anything written on this website. Sight Solutions Group LLC is registered with the Wyoming Secretary of State under company number 2026-002040660.
Requests: info@sightsolutionsgroup.com or (888) 404-8613.
Changes to availability
State availability changes as licensing status, statutes, and regulatory guidance change. This page reflects our status as of the effective date above. Availability is confirmed at the time of enrollment, and your program agreement reflects the terms applicable to your state on the date you sign it. If we cease operating in your state while you are enrolled, you will be notified in writing and your options — including transfer, continued servicing, or cancellation with return of your funds — will be explained to you.